FINTECH SPECIALIST (PAYMENT GATEWAY)

The Fintech Specialist will be responsible for overseeing the development, implementation, and management of payment gateway systems. This role involves integrating and optimizing payment processing solutions, ensuring security and compliance, and improving customer experience. The specialist will work closely with cross-functional teams, including development, operations, and compliance.

Payment Gateway Integration:

Lead the integration of payment gateways with internal systems and third-party vendors to ensure seamless transaction processing.

•   Transaction Monitoring & Optimization Analyze and monitor transaction flows, identifying opportunities to enhance performance, reduce fees, and improve approval rates.

•   Security & Compliance:Ensure that payment systems comply with industry standards (PCI DSS) and regulations (e.g., PSD2), focusing on maintaining security and data integrity.

•   Technical Support & Troubleshooting:

Provide technical assistance to resolve payment-related issues, working with engineering teams to address and solve gateway-related bugs and performance problems.

•   Vendor Management:Coordinate with third-party payment gateway providers, banks, and financial institutions to manage service agreements and resolve any service-related concerns.

•   New Payment Solutions:Explore and recommend new payment methods (e.g., mobile wallets, crypto payments) and assess their feasibility for integration into existing systems.

•   User Experience:Work closely with the product team to enhance the customer experience in the checkout and payment processing stages, ensuring minimal friction.

•  Reporting & Analytics:Develop regular reports and insights into payment operations, identifying trends, risks, and opportunities for improvement.

•             Bachelor's degree in Computer Science, Finance, or a related field.

•             Proven experience (3+ years) in payment gateway management, fintech, or payment processing industries.

•             Strong knowledge of payment processing technologies (e.g., APIs, SDKs).

•             Familiarity with security standards like PCI DSS, 3DS, and encryption methodologies.

•             Experience with transaction monitoring, fraud detection, and chargeback management.

•             Strong problem-solving and analytical skills.

•             Excellent communication and vendor management abilities.

•             Knowledge of emerging payment technologies like cryptocurrency, blockchain, or alternative payment methods is a plus.

Preferred Skills:

•             Knowledge of programming languages like Python, Java, or SQL for system integrations.

•             Experience working with global payment networks (Visa, MasterCard, etc.) and alternative payment methods (e.g., PayPal, Stripe).

•             Familiarity with fintech regulations